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Car Insurance

NRMA Insurance offers a range of different car insurance options, so you can get the type of cover that suits your needs. Tap on the car insurance products to see a summary of some of the features of each.

For detailed information about our car insurance, please read the Product Disclosure Statement.

Comprehensive

Comprehensive

  • Cover for damage to your car
  • Cover for the damage you may cause to someone else's car or property
  • Liability cover
  • Access to a hire car for theft claims
  • Choice of basic excess amount

Comprehensive Plus

Comprehensive Plus

  • Cover for damage to your car
  • Cover for the damage you may cause to someone else's car or property
  • Unlimited car hire, no matter how long it takes to repair your car, or settle your claim
  • Windscreen, sunroof and window glass damage cover without needing to pay an excess
  • Car pick up and drop off service
  • You can claim up to $250 for taxis to assist with certain transportation throughout the claims process

Third Party Property Damage

Third Party Property Damage

  • Cover for the damage you may cause to someone else's car or property
  • Liability cover
  • Cover for up to $5,000 if your vehicle is damaged in a collision by an uninsured motorist

Third Party Fire & Theft

Third Party Fire & Theft

  • Your car is covered for its market value or $10,000 whichever is less, if damaged as a result of fire or if it is stolen
  • Cover for the damage you may cause to someone else's car or property
  • Liability cover
  • Cover for up to $5,000 if your vehicle is damaged in a collision by an uninsured motorist

Veteran, Vintage & Classic Vehicle Insurance

Veteran, Vintage & Classic Vehicle Insurance

  • Insurance designed for Veteran, Vintage & Classic cars
  • Traveller Care
  • Cover for damage to your car
  • Cover for the damage you may cause to someone else's car or property
  • Car is insured for an agreed value
  • Option to keep the wreck if your car is damaged beyond repair in an accident and the vehicle was made before 31 December 1980
Get a quote Call us

Hours of operation
8am-8pm Mon-Fri and 8am-4pm Sat-Sun

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Motorcycle/Scooter Insurance

NRMA Insurance offers three different insurance options for your motorcycle or scooter, so you can get the type of cover that suits your needs. Tap on the insurance types to see some of the features of each insurance type.

For detailed information and additional benefits on our motorcycle or scooter insurance, please read the Motor Insurance Product Disclosure Statement.

Comprehensive

Comprehensive

  • Cover for damage to your motorcycle or scooter
  • Cover for the damage you may cause to someone else's vehicle or property
  • Liability cover
  • Access to a hire car for theft claims
  • Up to $2,000 cover to repair or replace protective gear

Third Party Property Damage

Third Party Property Damage

  • Cover for the damage you may cause to someone else's vehicle or property
  • Liability cover
  • Cover for up to $5,000 if your vehicle is damaged in a collision by an uninsured motorist

Veteran, Vintage & Classic Vehicle Insurance

Veteran, Vintage & Classic Vehicle Insurance

  • Insurance designed for Veteran, Vintage & Classic motorcycles or scooters
  • Traveller Care
  • Cover for damage to your motorcycle or scooter
  • Cover for the damage you may cause to someone else's vehicle or property
  • Your motorcycle or scooter is insured for an agreed value
  • Option to keep the wreck if your motorcycle or scooter is damaged beyond repair in an accident and the motorcycle or scooter was made before 31 December 1980.
Get a quote Call us

Hours of operation
8am-8pm Mon-Fri and 8am-4pm Sat-Sun

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CTP Insurance

This is a compulsory insurance that all car, motorcycle and scooter owners have to get when they register their car which covers personal injury you cause someone else as a result of a car accident. It's called a CTP Greenslip in NSW, Third Party Insurance in the ACT, and CTP Insurance in QLD.

CTP Greenslip (NSW)

CTP Greenslip (NSW)

  • Cover for personal injuries you cause to someone else in an accident
  • At-fault driver cover for up to $250,000 for certain serious injuries
  • Discount on NRMA Comprehensive Car Insurance and Comprehensive Plus Car Insurance when you also have your CTP Greenslip with us.

For detailed information on this cover, please read the CTP At-fault Driver policy booklet.

CTP Insurance (QLD)

CTP Insurance (QLD)

  • Cover for personal injuries you cause to someone else in an accident
  • At-fault driver cover for up to $250,000 for certain serious injuries
  • Get a quote Call us

    Hours of operation 7am-10pm Mon-Fri, 7am-9pm Sat-Sun

    For detailed information on this cover, please read the CTP At-fault Driver policy booklet.

    Third Party Insurance (ACT)

    Third Party Insurance(ACT)

    • Cover for any personal injury you might cause to others in an accident.
    • In the ACT this insurance is included in your vehicle registration payment
    Get a quote Call us

    Hours of operation 7am-10pm, 7 days

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    Transport Accident Insurance

    • Cover for specified injuries or the death of you or your spouse
    • Cover for any loss of earnings due to a transport accident
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

    For detailed information on our Transport Accident Insurance, please read the Product Disclosure Statement.

    NSW ACT Product Disclosure Statement.

    QLD Product Disclosure Statement.

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    Home Insurance

    NRMA Insurance offers a range of different home insurance options, so you can get the type of cover that suits your needs. Tap on the home insurance types to see some of the features of each insurance type.

    For detailed information on our Home Insurance, please read the Home Insurance Product Disclosure Statement or Strata Title Insurance Product Disclosure Statement.

    Home Buildings Insurance

    Home Buildings Insurance

    • Covers the buildings and home improvements at your home
    • Cover for loss or damage as a result of a storm, fire, earthquake and more
    • Choice of optional covers - Fusion, Accidental Damage and Pet Lover's Pack.
    • $20m Liability cover
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

    Home Contents Insurance

    Home Contents Insurance

    • New for old replacement cover for all the contents in your home
    • Cover for loss or damage as a result of a storm, fire, earthquake and more
    • Cover for your valuables under our valuable contents or portable contents optional covers
    • Choice of optional covers such as burn out of electric motors, accidental damage and pet lover's pack.
    • Liability cover
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

    Home Plus Insurance

    Home Plus Insurance

    • All the features and benefits of our standard Home Buildings and Contents Insurance
    • Automatic cover for Fusion and Accidental Damage
    • Up to 24 months of temporary accommodation
    • Increased amounts you can claim for certain items
    • Safety net of up to 25% of your buildings and general contents sum insured, in case you need it
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

    Landlord Insurance

    Landlord Insurance

    • Covers for damage to your property, as well as the contents you leave for your tenants to use
    • Cover for Rent default by your tenants
    • Cover for Malicious damage and Theft by your tenants
    • Cover for loss or damage as a result of a listed event like, storm, fire, earthquake and more
    • Cover for loss of rent after a listed event
    • $20m Liability cover
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

    Strata Title Insurance NSW

    Strata Title Insurance NSW

    • Covers the buildings and common property and contents for strata schemes
    • Cover for loss or damage as a result of a storm, fire, earthquake and more
    Get a quote Call us

    Hours of operation
    7am-10pm, 7 days

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    Caravan Insurance

    NRMA Caravan Insurance gives you full cover for your touring or on-site caravan right across Australia. Tap on the caravan insurance types to see some of the features of each insurance type.

    For detailed information on our Caravan and Trailer Insurance, please read the Caravan and Trailer Insurance Product Disclosure Statement.

    On-Site Caravan Insurance

    On-Site Caravan Insurance

    • Cover for your on-site caravan for an agreed value
    • Choice to also insure your annexe
    • Included cover for the contents of your caravan up to $1,000 with the option to increase
    • Temporary accommodation if your van is unliveable
    • Liability Cover
    Get a quote Call us

    Hours of operation are 8am-8pm Mon-Fri and 8am-4pm Sat-Sun

    Touring Caravan Insurance

    Touring Caravan Insurance

    • Full cover, on and off the road, anywhere in Australia
    • Cover for an agreed value
    • Included cover for the contents of your caravan up to $1,000 with the option to increase
    • Caravan excess waived, if you have an accident that causes damage to both your caravan and car, as long as they're both insured with us
    • Liability Cover
    Get a quote Call us

    Hours of operation are 8am-8pm Mon-Fri and 8am-4pm Sat-Sun

    Trailer Insurance

    Trailer Insurance

    • Cover for an agreed value
    • Cover for fire, flood, storm and theft or attempted theft
    • Liability cover
    Get a quote Call us

    Hours of operation are 8am-8pm Mon-Fri and 8am-4pm Sat-Sun

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    Boat Insurance

    • Full cover on and off the water anywhere in Australia
    • Agreed value cover for your boat
    • Boat excess waived if you have an accident that causes damage to both your boat and car, as long as they're both insured with us
    • Choice of optional covers such as Lay up Cover, Liability for waterskiing and flotation devices, and Racing Boat Insurance cover for sailboats
    • Optional Contents cover for boats with a lockable cabin.
    • Liability Cover
    Get a quote Call us

    Hours of operation are 8am-8pm Mon-Fri and 8am-4pm Sat-Sun

    For detailed information on our Boat Insurance, please read the Boat Insurance Product Disclosure Statement

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    Business Insurance

    NRMA Insurance has made Business Insurance flexible so you can build an insurance policy that covers your business needs.

    Our business insurance specialists can help you build the right cover for your business, based on the options you choose.

    Get a quote Call us

    Hours of operation are 8.30am-5pm (Mon-Fri)

    For detailed information on our Business Insurance, please read the relevant Product Disclosure Statement.

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    Travel Insurance

    • Choice of cover based on where you are travelling to
    • Medical and dental cover
    • Cover for travel delays, lost luggage and more
    • Access to a 24-hour Worldwide Emergency Hotline
    Get a quote Call us

    Hours of operation
    8am-8pm Mon-Fri and 8am-4pm Sat-Sun

    For detailed information on our Travel Insurance, please read the Travel Insurance Product Disclosure Statement.

    NRMA Travel Insurance is issued by CGU Insurance Limited

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    Home Security

    NRMA Insurance offers a range of professionally installed home security systems, alarms and monitoring service to protect your home.

    Get a quote Call us

    Hours of operation
    8am-6pm Mon-Fri, 8am-12pm Sat

    NSW Master Licence No 409604820, ACT Master Licence No 17501127, Qld Licence No 3305488, SA Licence No ISL 182233, WA Licence No SA 33877.

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    How to make a claim

    Car Insurance

    Comprehensive Car Insurance, Third Party Fire & Theft Insurance and Third Party Property Damage Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Comprehensive Plus

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Veteran, Vintage & Classic Vehicle Insurance

    Lodge a claim Call us

    Lodgement Hours
    8.30am-6pm Mon-Fri (NSW)
    8.30am-5pm Mon-Fri (QLD)

    CTP / Green slip

    CTP Green Slip Insurance NSW
    CTP Insurance Claims QLD
    Third Party Insurance ACT

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Transport Accident Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Motorcycle & Scooter Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Home and Landlord Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Strata Title Insurance NSW

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Business Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Travel Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Boat Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Caravan Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Trailer Insurance

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    Life Insurance

    Lodge a claim Call us

    Lodgement Hours
    8.00am-6.00pm Mon - Fri

    Bicycle Insurance

    Lodge a claim Call us

    Lodgement Hours
    8.30am-5.00pm Mon - Fri

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    What to do after a car accident

    • Stop immediately
    • If anyone is injured, lend assistance or call an ambulance on 000 if required
    • Move all vehicles out of direct traffic if it's safe to do so
    • Call the police as soon as possible if:
      • A person has been injured
      • The other person involved didn't stop
      • The other person refuses to give you their details
      • A vehicle has to be towed
      • A driver appears to be under the influence of alcohol or drugs
    • Exchange details with other people involved

    What details should you ask for?

    • Drivers name and licence number
    • Address and contact details
    • Vehicle make, model and registration number
    • Insurance company (if applicable)

    Also collect names and details of any witnesses, as well as police officers (if called).

    Contact NRMA and we'll take care of your claim.

    Lodge a claim Call us

    We are available to lodge your claim 24 hours a day, 7 days a week.

    What happens next?

    Once you have called us and lodged your claim, we will SMS you:

    • Your claim number
    • Excess amount to be paid (if an excess applies)
    • The contact number and operating hours of your claims assistance centre
    • Details of your assessment booking (if one has been arranged for you)
    • Details of your repairer (if one has been arranged for you)
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    Bicycle Insurance

    NRMA Insurance offers two types of bicycle cover - Bike Plus and Bike Essentials. Offering protection for accidental damage, fire and theft, plus up to $1 million Third Party liability cover, Bicycle Insurance provides great peace of mind.

    For full cover details please read the Bicycle Insurance Product Disclosure Statement.

    • Cover for road riding and mountain biking
    • Cover for your bicycle while you, friends or family are riding it
    • Cover for organised races* and community participation rides
    • Up to $1 million legal liability cover
    • Get a quote and purchase online within minutes
    • Pay by the month options
    • Fast, paperless online claims lodgement
    Get a quote Call us

    Hours of operation
    8:30am and 5pm (AEST), Monday to Friday

    Disclaimer:
    *Additional racing excess of $300 applies. Bicycle Insurance is issued by Swann Insurance (Aust) Pty Ltd. To see if the product is right for you, always consider the Product Disclosure Statement.

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    Life Insurance

    NRMA Life Insurance offers you flexible, affordable insurance brought to you by one of Australia's most experienced and trusted insurance brands.

    • Choose the cover amount you'd like - up to $1.5 million with our Comprehensive Cover option
    • Apply online or over the phone in minutes, with no complicated jargon and no medical tests with Fast Track cover
    • Guaranteed renewal until you turn 99
    • Protect your family from as little as $2.31 a week*
    • Exclusive discounts for existing NRMA Insurance customers
    Get a quote Call us

    Hours of operation
    Mon-Fri 8am-8pm

    * Based on $100,000 cover for a female non-smoker, aged 25 to 29 on standard premium rates.

    The information on this website about NRMA Life Insurance is general advice only and does not take into account your personal financial situation, needs or objectives. You should consider the Product Disclosure Statement and Financial Services Guide and your own circumstances before deciding to purchase NRMA Life Insurance. NRMA Life Insurance is promoted by IAL Life Pty Limited ABN 15 137 509 936 Authorised Representative No. 427847 of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. NRMA Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848.

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    We're giving away $1000 a day, every day for two months!

    NRMA Insurance is giving away $1,000 every day from now until 5th July 2013.

    It's a win-win situation - quality insurance and a chance to win cash.

    To enter the draw, simply purchase a qualifying NRMA Insurance policy online or via mobile.

    Who knows? You could end up $1,000 richer.

    See Terms & Conditions here.

    Get a quote now
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